I put creating in quotes in the title because the wealth you will create with the “scheduling creates reality” principle is actually money you already have and/or money that people and organisations give to you in “rewards” – this principle is  simply the organisation of that spare cash.

This effortless “wealth creation” is simply automated saving (a fantastic money tip I picked up from Kate Northrup in her book: Money, A Love Story )

Make specifically named savings accounts and schedule a small weekly/monthly automatic transfer that fits your budget.

I created two savings pots with named purposes (“Present Buying Fund” and “Dyeing Workshop Creation Fund”) on 26th February 2015, and set up an auto transfer of £7/week each on a Friday (£1/day). (If you are paid monthly, schedule a transfer of £30.42/month =£365.04/year))

£7/week fits my model as I “pay” myself a weekly disposable budget. And yes, I hold my “Money for life” in another savings account (interest!) and schedule the weekly transfer into my current account.

I also pop extra cash from the “reward” and “cashback” monies my bank gives me for being in credit/spending in certain shops, and if  Salary payday is a Friday, I zero my current account the evening before and tip the “left over cash” in there as well.

This “left over” money is usually under a fiver, money that would be easy to just fritter away, easy to unconsciously spend on “utter rubbish” just because it is there. I could do this zeroing every week, but I’m not that ruthless on myself (yet). It works out though, generally, my weekly left over is what pays my scheduled transfer!

I really really don’t notice any “lack” because of scheduling that tiny regular transfer. And simply because the pots exist, I don’t fritter my “reward” monies away on junk.

In the 2 months they’ve been open, they’ve built up £110124 between them!

As a bonus, I’ve also created a “no panic/stress zone” over the “where do I get the money to buy my partners a Birthday/Xmas/Anniversary/Valentine present?” issue. This in itself is a huge clarity win!

As this is working so well, I’ve made two new pots, as from next month I have “Extra Cash” coming from my mortgage renegotiation. A muck up with my pay means that I’ll also be getting a very small lump sum.

I’ve already set up a monthly “old to new Mortgage difference” transfer, and I’ve done another £1/day transfer that will also kick in after pay day. That one is towards having a month off the day-job! I’ve done all the hard work, and now its simply waiting for the money to arrive, so automatic scheduling can take care of the wealth creation for me, effortlessly!

So, have I inspired you? Take action today & open a savings pot and schedule a transfer today that will kick in next pay-day. Come back and leave me a comment below about what you are “scheduling to reality” around, then we can start working toward connecting those dots.